Gain Peace of Mind Knowing Your Home Will Be Paid For When Disaster Strikes

Insurance designed to protect homeowners and their families in the event of death, disability, and illness

Customize your personal Mortgage Protection Plan

100% Mortgage Payoff

If you pass away 100% of the policy pays out to your selected beneficiary so they can pay off the remainder of the loan and keep the remaining life insurance tax free.

Critical, Chronic, terminal illness benefits

These living benefits allow you to collect up to 100% of the policy amount tax-free to help you stay in the home in the event you are no longer able to work and maintain mortgage payments.

Cash Back Option

This option allows you to receive a FULL refund in the event you do not get sick or pass away when the term of the policy expires. Refund Options are 20, 25, and 30 years in length.

Payment Protection Option

Planning to sell the house? We have mortgage payment protection plans to cover all expenses anywhere from 12months out to 5 years to give your family ample time to prep and sell the property to maximize equity.

Receive a custom quote today!

Apply for Mortgage Protection Insurance

Is this coverage typically affordable?

Every policy is customer built and designed around what you qualify for and what fits financially.

What if I want to get rates and shop around?

Our team works with 50 different A rated insurance companies to help you shop for the lowest option!

Does the bank own the policy or do I?

This is privately owned mortgage protection, so you own it, set the terms, and select the beneficiary(s) to ensure everything is set up exactly how you want.

Frequently Asked Questions

What Our Clients Say

Karen, S

"12 years ago when my mom passed away we didn't have anything in place. We had to borrow money from our uncle at first because it was such short notice. Me and my sisters couldn't afford the mortgage payment and it was on the brink of foreclosure. We had to sell it to save the equity in the house. In my new home with my family I vowed to never let it happen to my kids. Focus Insurance has assured me of that."